🧮 GST & TDS Calculator

Section-wise | Accurate | AY 2025–26 Compliant

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GST Basic Calculator

Calculate GST on any amount — exclusive or inclusive

💡 GST is split: For intra-state supply — CGST 50% + SGST 50%. For inter-state supply — IGST 100%.

Select GST Rate

0%0.1%0.25%1%1.5%3%5%7.5%12%18%28%
Description Amount (₹)
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Reverse Charge Mechanism (RCM)

Liability shifts from supplier to recipient under RCM

⚠️ Under RCM, the recipient pays GST directly to the government. Common under GTA, legal services, import of services, unregistered dealer purchases.
DescriptionAmount (₹)
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IGST / Inter-State GST Calculator

For movement of goods/services across state borders

💡 IGST applies to inter-state supplies. It equals CGST + SGST combined and is collected by the Central Government.
DescriptionAmount (₹)
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GST Invoice Builder

Add multiple line items and compute full invoice totals

Line Items

# Description Qty Rate (₹) GST % Taxable (₹) GST (₹) Total (₹)
1 0.00 0.00 0.00
DescriptionAmount (₹)
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TDS on Salary – Section 192

New Tax Regime (default) | AY 2026-27

💡 New Tax Regime (default from FY 2023-24): Standard deduction ₹75,000. Rebate u/s 87A up to ₹60,000 for income ≤ ₹12,00,000.
DescriptionAmount (₹)
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TDS – Section Wise Calculator

Section 192 to 196D – Quick TDS computation

ℹ️ Select a section above to see threshold limits and applicable rates.
DescriptionAmount (₹)
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TDS u/s 194Q & TCS u/s 206C(1H)

Purchase of Goods – Buyer / Seller obligations

⚠️ 194Q applies when buyer's turnover > ₹10 Cr and purchase from a seller exceeds ₹50 lakh in FY.
206C(1H) applies when seller's turnover > ₹10 Cr and receipt from buyer exceeds ₹50 lakh in FY.
DescriptionAmount (₹)
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GST Rate Reference Table

Common goods & services rate chart

Category Items / Services GST Rate CGST SGST/UTGST
Exempt / 0%Fresh fruits, vegetables, milk, eggs, bread, salt, education, healthcare0%0%0%
0.25%Cut & semi-polished stones0.25%0.125%0.125%
3%Gold, silver, diamonds, jewellery3%1.5%1.5%
5%Packed food, tea, coffee, coal, fertilisers, economy hotels, GTA5%2.5%2.5%
12%Butter, cheese, frozen meat, smartphones, work contracts12%6%6%
18%IT services, financial services, restaurants (AC), hair oil, toothpaste18%9%9%
28%Luxury cars, tobacco, cement, casinos, aerated drinks28%14%14%
28% + CessPan masala, cigarettes, luxury cars (above 13-seater)28%+14%14%+cess
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TDS Section Reference Table

AY 2026-27 | Rates effective from Budget 2025

Section Nature of Payment Threshold (₹) Rate – Individual Rate – Company No PAN Rate
192 Salary Basic Exemption Slab rate Slab rate Slab rate
192A PF Premature Withdrawal ₹50,000 10% 10% 20%
193 Interest on Securities ₹10,000 10% 10% 20%
194A Interest – Bank ₹50,000 (Sr.Cit) 10% 10% 20%
194A Interest – Others ₹10,000 10% 10% 20%
194B Lottery / Puzzle Winnings ₹10,000 30% 30% 30%
194BB Horse Race Winnings ₹10,000 30% 30% 30%
194C Contractor – Single ₹30,000 1% 2% 20%
194C Contractor – Aggregate FY ₹1,00,000 1% 2% 20%
194D Insurance Commission ₹20,000 5% 10% 20%
194DA Life Insurance Maturity ₹1,00,000 5% (net) 5% (net) 20%
194G Commission – Lottery ₹20,000 5% 5% 20%
194H Commission / Brokerage ₹20,000 5% 5% 20%
194I Rent – Land & Building ₹2,40,000 10% 10% 20%
194IA Rent – Plant & Machinery ₹2,40,000 2% 2% 20%
194IB Immovable Property (Buyer) ₹50 Lakh 1% 1% 20%
194IC Joint Development – Monetary Nil 10% 10% 20%
194J Professional Fees ₹30,000 10% 10% 20%
194J Technical / Call Centre ₹30,000 2% 2% 20%
194K Mutual Fund Income ₹5,000 10% 10% 20%
194N Cash Withdrawal (>₹1Cr) ₹1,00,00,000 2% 2% 2%
194O E-Commerce (TDS by platform) ₹5,00,000 1% 1% 5%
194Q Purchase of Goods ₹50 Lakh 0.1% 0.1% 5%
194R Benefit / Perquisite in Business ₹20,000 10% 10% 20%
194S VDA / Crypto Transfer ₹50,000 / ₹10,000 1% 1% 20%
195 Payment to Non-Resident Nil Rates vary Rates vary
206C TCS – Scrap Nil 1% 1%
206C(1H) TCS – Sale of Goods (>₹50L) ₹50 Lakh 0.1% 0.1% 1%

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